Contributing tax-deferred dollars in Individual Retirement Accounts (IRAs) is a big incentive for investors. But income taxes will come due once they start using the money. The workshop suggests potential strategies for reducing the taxes attendees and their heirs could pay and suggests further conversations with a financial advisor. The 5 Phases of an IRA 1. Accumulation2. Opportunity zone3. RMDs4. First death5. Second death

This workshop helps attendees discover five keys to unlocking a retirement where they could have confidence in their ability to live out their dreams. The 5 Keys 1. Guaranteed income.2. Protection from volatility.3. Don’t outlive your savings.4. Pick your own tax bracket.5. Protection from the “what ifs.”

It's critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than the fair share. In this seminar, attendees learn: How future tax changes may create the potential for higher taxes. Ways to create tax-free retirement income. How Social Security is taxed. How to work efficiently within current tax brackets.